Are you a smart wife?
Are you sure?
Might you someday be a grieving widow who discovers she is financially destroyed because her husband had NO LIFE INSURANCE at all or was woefully underinsured???
Can you answer the following questions correctly?
- Have you verified where your husband's life insurance policy is?
- Have you verified how much it is worth?
- Is it still enough protection?
- Have you verified that your name only is on the primary beneficiary line?
- Has the policy lapsed due to negligence or bank account changes?
- If the coverage is a term policy have you verified the exact date it terminates?
- Have you considered adding additional policies to enhance your current overall protection due to recent changes? Children, Grandkids, Debt payoff or estate tax issues?
- Have you made the mistake of relying on employer coverage?
